Top Home Warranty Companies in San Angelo
Home Warranty Company Plans in San Angelo
Warranty coverage for your home’s appliances and systems is important, but it can be confusing to understand all the different types of plans available. Let’s break down the four main types of home warranty plans so you can choose the best one for your needs.
Appliances only: As the name suggests, this type of plan only covers repairs or replacements for your home’s major appliances, like the refrigerator, oven, dishwasher, etc. If you’re confident in your home’s HVAC and plumbing systems and don’t think you’ll need coverage for them, an appliances only plan could be a good option.
Systems only: This type of plan covers repairs or replacements for your home’s HVAC, plumbing, and electrical systems. If your appliances are all fairly new and you’re not worried about them breaking down, a systems only plan could be a good option.
Combination plans: As the name suggests, combination plans cover both appliances and systems. This is the most comprehensive type of home warranty coverage and is a good option if you want peace of mind knowing that both your major appliances and your home’s essential systems are covered.
Why is a Home Warranty a Good Investment?
A home warranty is a service contract that covers the repair or replacement of major home appliances and systems, such as air conditioners, heaters, and plumbing. Home warranty plans can be an excellent investment for several reasons:
- A home warranty can help you avoid costly repairs. If your air conditioner breaks down, for example, a home warranty will cover the cost of repairs or replacement.
- A home warranty can give you peace of mind. Knowing that your major appliances are covered by a warranty can provide valuable peace of mind, especially if you live in an older home.
- A home warranty can save you money in the long run. By covering the cost of repairs or replacements, a home warranty can help you avoid expensive bills down the road.
- A home warranty can be transferable. If you sell your home, the new owner can take over your home warranty, providing them with the same peace of mind and protection that you enjoyed.
- A home warranty can give you access to discounts. Many home warranty companies offer their customers discounts on home improvement products and services.
A home warranty is a wise investment for any homeowner. By covering the cost of repairs and replacements, a home warranty can help you avoid expensive bills down the road. In addition, a home warranty can be transferable, which means that it can add value to your home if you ever decide to sell.
Home Warranty Companies in San Angelo:
When looking for a home warranty company, it is important to do your research to find one that is reputable and will provide the coverage you need. Some things to consider include what is covered in the warranty, the length of the contract, and the deductible.
There are many home warranty companies to choose from, so it is important to compare different options before making a decision. Some companies that offer home warranties in San Angelo include Choice Home Warranty, American Home Shield, and First American Home Buyers Protection Corporation.
How to Buy a Home Warranty in 5 Steps:
1) Determine what items in your home you would like to have covered by a warranty.
2) Research different home warranty companies and compare their offerings.
3) Read reviews of home warranty companies to get an idea of their customer service and claims process.
4) Choose a home warranty company and purchase a plan.
5) Use your home warranty when something breaks or needs repair.
Purchasing a home warranty is a great way to protect your home and budget against unexpected repairs or replacement costs. By taking the time to research different companies and plans, you can find the perfect fit for your needs. Be sure to keep your home warranty in mind when something goes wrong – it could save you hundreds or even thousands of dollars.
The Main Difference Between Home Insurance and a Home Warranty:
Home insurance is designed to protect your home and belongings from damage or loss due to events like fire, theft, or severe weather. A home warranty, on the other hand, is a service contract that covers the repair or replacement of certain major home systems and appliances.
While both home insurance and home warranties can offer valuable protection for your home, it’s important to understand the key differences between them so you can decide which one is right for you.
Home insurance typically covers:
-Damage caused by fires, storms, wind, hail, lightning, and other natural disasters
-Water damage from leaks or burst pipes
-Theft or vandalism
-Accidental damage (like a hole in the wall)
Home insurance typically does not cover:
-Wear and tear or damage due to normal use
-Damage caused by pests or animals
-Loss of use (like hotel expenses if your home is uninhabitable due to damage)
Home warranties, on the other hand, typically cover:
-Major home systems like heating, cooling, and plumbing
-Built-in appliances like ovens, dishwashers, and clothes washers and dryers
Home warranties typically do not cover:
-Pest control or animal damage
– Damage caused by negligence or abuse
-Normal wear and tear
So, what’s the main difference between home insurance and a home warranty? Home insurance covers damage and loss due to events that are out of your control, while a home warranty covers the repair or replacement of major home systems and appliances.
If you’re still not sure which one is right for you, talk to your insurance agent or contact a home warranty company to learn more.
Frequently Asked Questions
What is the general time limit on a cancellation policy?
Home Warranty plans typically require a minimum 30-day cancellation notice period. Some Home Warranty companies may offer other policies, so be sure to read the fine print and understand the specific company's policy prior to signing up for any Home Warranty plan.