Home Warranty Companies in Desoto

If you are a homeowner in Desoto, it’s important to know that there are several great home warranty companies available to help you protect your investment. Homeowners insurance typically covers the structure of your home and personal belongings, but it doesn’t cover the mechanical systems or appliances. Home warranty companies can provide protection for these items, giving you peace of mind in knowing that if something goes wrong, you’re covered.

There are a few things to keep in mind when choosing a home warranty company. First, be sure to read the fine print so you understand what is and isn’t covered. Home warranties typically cover repair or replacement costs for items like air conditioning units, plumbing systems, electrical systems, and more. Most companies also offer optional coverage for things like pools, spas, and other recreational equipment.

It’s also important to choose a company with a good reputation and strong customer service. Home warranty companies are there to help you when something goes wrong, so you want to be sure that you’re working with a company that will be responsive to your needs.

Finally, make sure you understand the costs involved. Home warranty coverage typically comes with an annual fee, and you may also have to pay a service call fee when you make a claim. Be sure to compare pricing from different companies before making a decision.

 
6 Benefits of a Home Warranty in Desoto

A home warranty is a service contract that provides homeowners with protection against expensive, unexpected repairs or replacements of home systems and appliances.

1. A home warranty can save you money.

Home warranties typically cover the repair or replacement of major home systems and appliances, such as air conditioners, water heaters, and ovens. These are all items that can be very expensive to replace if they break down. With a home warranty in place, you won’t have to worry about the high cost of repairs or replacements.

2. A home warranty can give you peace of mind.

When you have a home warranty, you know that if something goes wrong with one of your major home systems or appliances, it will be covered. This can give you peace of mind, knowing that you won’t have to worry about the cost of repairs or replacements.

3. A home warranty can save you time.

If something goes wrong with a covered item, all you have to do is call your home warranty company and they will send a contractor to take care of the problem. You don’t have to spend any time trying to find a reputable contractor or get estimates for the repairs.

4. A home warranty can cover items that your homeowners insurance doesn’t cover.

Homeowners insurance typically covers damages caused by accidents, weather, theft, and other unforeseen events. However, it generally does not cover damages caused by normal wear and tear. This is where a home warranty can come in handy.

5. A home warranty can be transferable.

If you sell your home, you can transfer your home warranty to the new owners. This can be a great selling point for your home and can give the new owners peace of mind knowing that they are covered against expensive repairs or replacements.

6. A home warranty is an affordable way to protect your investment.

Home warranties typically cost between $300 and $600 per year. This is a relatively small price to pay to protect your investment in your home.

The Difference Between a Home Warranty and Home Insurance

A home warranty is not the same thing as home insurance. Home insurance covers your home in the event of a natural disaster, like a fire or tornado. A home warranty, on the other hand, covers repairs and replacements that are needed due to normal wear and tear.

Here are Some of the Most Common Types of Home Warranty Plans in Desoto:

Appliance warranty: This type of home warranty will cover the repair or replacement of major appliances in your home, such as your refrigerator, oven, dishwasher, and washing machine.

Plumbing warranty: This type of home warranty will cover the repair or replacement of plumbing fixtures and pipes in your home.

Electrical warranty: This type of home warranty will cover the repair or replacement of electrical fixtures and wiring in your home.

HVAC warranty: This type of home warranty will cover the repair or replacement of your home’s heating, ventilation, and air conditioning system.

How to Buy a Home Warranty in 4 Simple Steps

Step 1: Determine the type of home warranty that you need.

There are two types of home warranties: comprehensive and limited. A comprehensive home warranty will cover all of the major systems in your home, as well as most appliances. A limited home warranty will only cover certain systems and appliances.

Step 2: Shop around for the best deal.

Home warranties can vary greatly in price, so it’s important to shop around to find the best deal. There are a few things to keep in mind when shopping for a home warranty:

– Make sure that the company is reputable and has a good BBB rating.

– Get quotes from several different companies.

– Make sure that you understand what is and is not covered by the home warranty.

Step 3: Make sure that you understand the terms of the home warranty.

When you purchase a home warranty, you will be required to pay a deductible for each service call that you make. The deductible is typically $50-$100. You will also be responsible for paying any fees associated with the repair or replacement of a covered item.

Step 4: Purchase the home warranty.

Once you have found the right home warranty for your needs, you can purchase it online or over the phone. Most home warranty companies will require that you have a homeowners insurance policy in place before they will sell you a home warranty.

How Much Does a Home Warranty Cost?

Home warranties typically cost $300-$600 per year. The price will vary depending on the type of coverage that you choose and the company that you purchase it from.

What is Covered by a Home Warranty?

Most home warranties will cover the major systems in your home, as well as most appliances. Some home warranties will only cover certain systems and appliances. It’s important to read the terms of the home warranty to see what is and is not covered.

Why Do I Need a Home Warranty?

A home warranty is a great way to protect your investment in your home. They can provide coverage for appliances, plumbing, and electrical systems in the home. They can also provide reimbursement for repairs or replacements that are needed due to normal wear and tear. Home warranties can be a great way to peace of mind for homeowners.