Types of Home Warranties in Blooming Grove 

There are three main types of home warranties: appliance plans, system plans, and combination plans. Appliance plans cover the repair or replacement costs of common household appliances, such as refrigerators, ovens, dishwashers, and washing machines. System plans cover the repair or replacement costs of major home systems, such as electrical, plumbing, and HVAC. Combination plans cover the repair or replacement costs of both appliances and systems.

How to Buy a Home Warranty in 6 Steps

Now that you know the ins and outs of home warranties, you’re ready to purchase one for your home. Here’s how to do it in six simple steps:

1. Shop around and compare plans. With so many companies offering home warranty plans, it’s important to compare your options before settling on a plan. Consider the type of coverage you need, the length of the warranty, and the price.

2. Get quotes from multiple companies. Once you’ve narrowed down your options, get quotes from each company to compare prices. 

3. Read the fine print. It’s important to read the fine print of any home warranty plan before purchasing it. Be sure to understand what is and isn’t covered by the plan. 

4. Choose a company and plan. After comparing your options, it’s time to choose a home warranty company and plan that best fits your needs.

5. Purchase the plan. Once you’ve chosen a home warranty plan, you’ll need to purchase it from the company. Be sure to keep your contract and policy information in a safe place. 

6. Enjoy peace of mind. Congratulations! You now have peace of mind knowing that your home is covered in the event of an appliance or system failure. 

What is the Difference Between a Home Warranty and Home Insurance?

A home warranty is a service contract that covers the repair or replacement of major home appliances and systems. Home insurance, on the other hand, is a type of property insurance that covers your home in the event of damage from perils such as fires, storms, and theft. While both home warranties and home insurance are important, they serve different purposes.

5 Benefits of a Home Warranty

1. Protection for your budget. With a home warranty, you know exactly how much you’ll need to budget for repairs or replacements of major appliances and systems.

2. No surprises. Home warranties can help protect you from the unexpected costs of appliance and system failures.

3. Convenience. When something breaks, all you have to do is call your home warranty company and they’ll send a technician to your home to make the repair or replacement. 

4. Peace of mind. A home warranty gives you peace of mind knowing that your home is covered in the event of an appliance or system failure.

5. Increased resale value. Homes with home warranties often sell faster and for higher prices than homes without them. 

Cost of a Home Warranty in Blooming Grove 

The cost of a home warranty varies depending on the type of coverage you choose, the length of the warranty, and the company you purchase it from. Most home warranty plans range from $350 to $600 per year.

Common exclusions from home warranties

Top 10 Most Frequently Asked Questions 

1. What is a home warranty?

A home warranty is a service contract that covers the repair or replacement of major home appliances and systems.

2. What does a home warranty cover?

Home warranties typically cover the repair or replacement costs of major appliances and systems, such as refrigerators, ovens, dishwashers, washing machines, electrical, plumbing, and HVAC.

3. How much does a home warranty cost?

The cost of a home warranty varies depending on the type of coverage you choose, the length of the warranty, and the company you purchase it from. Most home warranty plans range from $350 to $600 per year.

4. What is not covered by a home warranty?

Home warranties typically exclude pre-existing damage, regular maintenance, and cosmetic repairs.

5. How do I purchase a home warranty?

You can purchase a home warranty from a variety of companies, either online or through a local agent.

6. Is a home warranty worth it?

A home warranty can be worth it if you’re concerned about the unexpected costs of repairing or replacing major appliances and systems.

7. Do I need both a home warranty and home insurance?

While both are important, they serve different purposes. Home insurance covers your home in the event of damage from perils such as fires, storms, and theft, while a home warranty covers the repair or replacement of major appliances and systems.

8. How do I make a claim on my home warranty?

If you need to make a claim, simply call your home warranty company and they will send a technician to your home to make the repair or replacement.

9. How long does a home warranty last?

Home warranties typically last for one year, after which you can renew your coverage.

10. What are some common exclusions from home warranties?

Common exclusions from home warranties include pre-existing damage, regular maintenance, and cosmetic repairs.