Home Warranty Plans in Hutchins, TX

There are three main types of home warranty plans: systems plans, appliance plans, and combination plans. Systems plans cover the major systems in your home, such as the electrical system, plumbing system, and heating and cooling system. Appliance plans cover the major appliances in your home, such as the refrigerator, stove, dishwasher, and washing machine. Combination plans cover both the systems and the appliances in your home. Which type of plan is right for you depends on what you want to cover and how much you want to spend.

6 Benefits of Having a Home Warranty Plan 

Home warranty plans offer many benefits to homeowners. Here are six of the most important ones:

1. Protection for your home: A home warranty plan can protect your home from unexpected repairs and replacements. It can also help you avoid expensive out-of-pocket costs.

2. Budgeting for repairs: A home warranty plan can help you budget for repairs and replacements. This way, you will know how much money you need to set aside each month for these expenses. 

3. Convenience: A home warranty plan can be a convenient way to get repairs and replacements done. With a plan in place, you won’t have to worry about finding a reputable contractor or getting the work done yourself. 

4. Flexibility: A home warranty plan can be customized to fit your needs. You can choose the coverage you want and the length of the plan. 

5. peace of mind: A home warranty plan can give you peace of mind knowing that your home is protected. This way, you can relax and enjoy your home without worry. 

6. increased home value: A home warranty plan can increase the value of your home. This is because potential buyers will see that the home has been well-maintained and is less likely to need repairs or replacements.

What’s the difference between a home warranty and home insurance?

Home insurance protects your home and belongings from damage or loss due to events like fire, theft, or severe weather. A home warranty, on the other hand, covers the repair or replacement of major home systems and appliances that break down due to normal wear and tear. While home insurance is typically required by your mortgage lender, a home warranty is usually optional but can provide peace of mind knowing that you have coverage for unexpected repairs.

Cost of a Home Warranty:

The average home warranty costs between $300 and $650 per year. Home warranties cover the repair or replacement of major home systems and appliances that break down due to normal wear and tear. Many homeowners purchase a home warranty to protect themselves from expensive repairs or replacements.

Home warranties typically cover items such as air conditioning, heating, plumbing, electrical systems, water heaters, whirlpool bathtubs, ovens, ranges, dishwashers, refrigerators, washers and dryers. Some home warranties also cover garage door openers, ceiling fans, smoke detectors and septic systems.

Most home warranty companies require that you maintain your home according to their guidelines in order to keep your coverage in force. For example, you may be required to have your air conditioning system serviced once a year. If you don’t maintain your home according to the home warranty company’s guidelines, your coverage may be void.

Before you purchase a home warranty, be sure to read the fine print so you understand exactly what is and is not covered. Some home warranty companies offer different levels of coverage, so you can choose the plan that best fits your needs. Be sure to compare several home warranty companies before you make a decision.

How to Purchase a Home Warrant in 5 Steps: 

1. Research your options. There are many different home warranty companies out there, so it’s important to do your homework and find the right one for you. Be sure to read reviews and compare pricing before making a decision.

2. Choose the coverage that’s right for you. Home warranties can vary greatly in terms of what they cover, so it’s important to choose a plan that covers the things that are most important to you. 

3. Get quotes from multiple companies. Once you’ve decided on the type of coverage you need, it’s time to start shopping around and getting quotes from different home warranty companies. This will help you ensure that you’re getting the best possible deal.

4. Read the fine print. Before signing on the dotted line, be sure to carefully read through the terms and conditions of your home warranty contract. This will help you avoid any unpleasant surprises down the road. 

5. Make a claim. If something goes wrong with a covered item in your home, simply contact your home warranty company to file a claim. They will then send a technician out to resolve the issue.