Four Corners Home Warranty Companies:

Home Warranty Outlet is your one-stop shop for home warranty companies. We have compiled a list of the top home warranty companies in your area to help you find the best plan for your needs.

How to Buy a Home Warranty in 5 Steps:

1) Determine If You Need a Home Warranty

2) Find the Best Home Warranty Company

3) Compare Home Warranty Plans and Prices

4) Choose a Home Warranty Plan

5) Purchase Your Home Warranty Plan

Home warranty companies offer protection against the high cost of repairing or replacing major systems and appliances within your home. If you’re thinking about purchasing a home warranty, here’s what you need to know.

Determine if You Need a Home Warranty 

The first step is to decide whether you actually need a home warranty. A home warranty is not required when you buy a house. In fact, most people don’t purchase one. According to a recent study, only 11 percent of home buyers add a home warranty to their purchase.

So why do people buy home warranties? The two main reasons are peace of mind and budgeting. Home warranties offer protection against the expensive repairs that can come up unexpectedly. And, because home warranty companies pre-negotiate repair rates with service providers, you can save money on covered repairs.

If you’re still undecided, consider these factors:

– How old is your home? If your home is brand new, it’s probably still under a manufacturer’s warranty. And, if it’s an older home, most of the major systems and appliances may no longer be covered by a manufacturer’s warranty.

– Do you have an emergency fund? Homeowners should always have an emergency fund to cover unexpected repairs. If you don’t have an emergency fund, a home warranty can help you budget for repairs.

– Are you selling your home? Home warranties can be a selling point when listing your home. Home buyers often feel more confident making an offer on a home that comes with a home warranty.

Find the Best Home Warranty Company 

Not all home warranty companies are created equal. In order to find the best home warranty company, do your research. Home warranty companies vary in terms of coverage, price and customer service. And, while most companies cover the basics like HVAC systems and major kitchen appliances, some companies offer expanded coverage for items like pools, spas and septic tanks.

When considering different home warranty companies, be sure to read the fine print. Home warranty contracts vary and some don’t cover pre-existing conditions or repairs that are considered normal wear and tear.

Also, take time to read online reviews. Homeowners who have used a home warranty company can give you first-hand insights into their customer service and claims process. The Better Business Bureau is also a good resource for finding out if there have been any complaints filed against a home warranty company.

Compare Home Warranty Plans and Prices 

Once you’ve narrowed down your options, it’s time to compare plans and prices. Home warranty companies typically offer different levels of coverage at different price points. For example, some companies offer basic plans that cover major systems and appliances, while others offer expanded plans that cover items like pools, spas and septic tanks.

When comparing home warranty plans, be sure to consider the following:

– What’s included in the plan? Home warranty plans vary in terms of coverage. Some plans cover major systems and appliances, while others cover only basic items. Be sure to read the fine print to see what’s included in each plan.

– How much does the plan cost? Home warranty plans typically range in price from $350 to $600 per year. The price of your plan will depend on the level of coverage you choose.

– What’s the deductible? Home warranty plans come with a service call fee or deductible. This is the amount you’ll pay out of pocket when you need to use your home warranty. Service call fees typically range from $50 to $100.

– What’s the claims process? Home warranty companies have different claims processes. Some require you to contact them before scheduling a repair, while others allow you to schedule a repair directly with a service provider. Be sure to ask about the claims process before choosing a home warranty company.

– Are there any exclusions? Home warranty contracts typically have exclusions for pre-existing conditions and items that are considered normal wear and tear. Be sure to read the fine print to see if there are any exclusions in your home warranty contract.

Get quotes from multiple companies

Home warranty companies typically offer a free quote on their website. Be sure to get quotes from multiple companies before choosing a home warranty plan. Home warranty plans are an important decision and you want to be sure you’re getting the best coverage at the best price.

Read the fine print

Before purchasing a home warranty, be sure to read the fine print. Home warranty contracts vary and some don’t cover pre-existing conditions or repairs that are considered normal wear and tear. Also, be sure to ask about the claims process and any exclusions in your contract.

Home warranties can be a great way to budget for unexpected repairs. But, not all home warranty companies are created equal. Be sure to do your research before choosing a home warranty company. Home warranty plans are an important decision and you want to be sure you’re getting the best coverage at the best price.

The Bottom Line

Home warranty companies offer different levels of coverage at different price points. Be sure to compare plans and prices before choosing a home warranty company. Home warranty contracts vary and some don’t cover pre-existing conditions or repairs that are considered normal wear and tear. Also, be sure to ask about the claims process and any exclusions in your contract.

Frequently Asked Questions

Do I need to purchase a home warranty if I’m selling my house?

Although Home Warranties are not a requirement when selling a Home, Homeowners may benefit from having a Home Warranty plan in place. Home Warranties can provide Homeowners with comfort and peace of mind, knowing that Home repairs and Home appliance replacements will be taken care of if needed after the sale. Home Warranties can also give potential Homebuyers assurance that Home repairs and Home appliance replacements will be taken care of if needed after the Home purchase. Homeowners should contact Home Warranty providers to learn more about Home Warranties and Home Insurance protection.